- Annual membership for one adult costs $110
- Monthly membership for one adulat costs $10 per month, totaling $120
for a year.
- Additional adults in the family are charged at the same
rate.
- Children can be protected for $25 per child, provided adults are
protected too.
- A US-based ID Theft protection system.
- The industry leader
in proactive identity theft protection.
- Prevent your identity
being stolen before it actually happens.
- $1Million guarantee -
LifeLock will protect your identity, but if (for whatever reason) they
fail to do so, LifeLock will spend up to $1Million to do whatever it
takes to restore your good name.
- Avalable from just $10 a
month, users of LifeLock can be sure that their identity, financial
security and good name are secure.
- WalletLock takes all of the
hassle out of a lost or stolen wallet - LifeLock will help you get in
contact with all of the relevant companies and makes the process of
reporting your loss far easier.
- WalletLock even covers
you overseas!
- Protect your kids for just
$25 a year for each child, with any adult membership.
- LifeLock
Identity Alert- provides an early notification by email, post and
phone whenever you or your child's identity is detected being used to
apply for credit services.
- Users of LifeLock receive free
annual credit check reports from the major US Credit Institutions.
- LifeLock
also removes you from pre-approved credit lists so you don't receive
any more irritating credit offers, thus blocking another avenue by
which thieves can steal your identity.
- ERecon - scours
known criminal websites for the illegal selling or trading of your
personal information.
- TrueAddress - notifies you when LifeLock
detects new address information associated with your name, using
nationwide address databases.
- LifeLock protects your personal
data, even within the LifeLock HQ, using stringent physical, electronic
and managerial procedures.
- All LifeLock employees are
background checked to ensure their suitability.
- LifeLock's
online and electronic security is checked and tested daily by McAfee.
- All
LifeLock facilities are built with the latest biometric security access.
- No
computers outside of the secure data centers have members' critical
information on them.
- More than just a credit monitoring service
- LifeLock ensures that fraud and ID Theft does not happen in the first
place!
- Cancel anytime and refund any pre-paid amount.
- Handy
glossary of the related 'lingo' to help you make sense of the whole
process.
- LifeLock will even help you out if you're not a member
and you have discovered you have been a victim of identity theft
(although LifeLock will charge you for these services if you're not a
member).
- Useful FAQs section in the 'Online Answer Center'.
- 24/7
specialist support at a dedicated freephone helpline.
Identity theft has, particularly in recent
years, become a real concern for a number of people. With increased
media coverage of the fraud that results from Identity theft,
more and more people are turning to Identity Theft Protection Services
to ensure that they do not become a victim of the harmful effects of
identity theft. It's certainly not just financial losses that victims
of this crime have to endure - if you struggle to clear your name after
you discover someone has stolen your identity, you may be refused
credit, loans or a mortgage, your children may be refused college
loans, and you may even be subject to legal proceedings. All in all,
there is a lot at stake - so if you can protect yourself, we definitely
suggest you do! LifeLock is a fantastic service that offers all users a
simple and easy-to-use service to protect their identity from criminal
activity.
LifeLock is extremely simple to use
and works without you even having to think about the service at all!
LifeLock works in a manner that is very similar to many other Identity
Theft Protection services on the market. Once users have signed up,
they provide their sensitive information (Social Security Number,
Address, Full Name, Date of Birth etc.) to LifeLock for safe storage in
customer records. The company then monitors your data, and whenever
your data is detected as being used to apply for credit services (or
other similar financial products) you are contacted. This means that
you can then let LifeLock know if it is a genuine application (i.e. one
that you have instigated) or a fraudulent application. If the
application is fraudulent, LifeLock then begins the relevant processes
to stop the transaction or application (by informing the company that
is providing the credit) and then informing the relevant authorities of
the fraudulent activity. Using LifeLock really is that simple!
LifeLock
has a number of amazing special features that are intended to buoy the
protection provided to their users. ERecon is a service provided by
LifeLock that scours criminal websites (that specialize in the trading
and selling of personal information) for evidence of the personal data
that you provided to LifeLock. Not only does LifeLock help to close
down websites that deal in the trading of information that has been
illegally obtained through identity theft, and thus reduce the crime
overall, it also means that LifeLock takes proactive steps to protect
your information being passed on.
TrueAddress is a great service
provided by LifeLock that alerts you when national databases register a
change of address against your name. While this may sound a little odd
in terms of identity theft protection, changing your address so that
mail is forwarded to a different address is a technique employed by
fraudsters in order stop their victims being aware of the fraud.
TrueAddress is a great function that helps to ensure that users are
made aware of any potential threat early.
Finally, WalletLock is a
feature that takes all of the hassle out of a wallet loss or theft.
WalletLock registers the details of of your credit cards, drivers
license etc. so that in the event of you losing your wallet or having
it stolen, LifeLock can quickly begin the process of contacting all of the necessary agents to
organize the necessary replacements. We
think that the features included as standard with membership of
LifeLock makes this one of the best Identity Theft Protection services
on the market today.
One of the best features of LifeLock
membership is the extensive data security that is employed to protect
your data once you have provided it to LifeLock. Not only does LifeLock
HQ protect the data by storing it on off-site computers, LifeLock also
uses the highest grade biometric access systems available to ensure
that only those staff members authorized to access your data can do so.
Staff employed by LifeLock are also heavily vetted (and substantial
background checks are performed) to ensure that staff are suitable for
working with such sensitive data. The electronic systems used by
LifeLock (both online and offline) are tested daily by McAfee, to
ensure that they are resistant to the most up-to-date hacking attempts
and viruses.
LifeLock also has a range of additional features
that we think make this service one of the best. Users can protect
their family alongside themselves, by adding family members to the
package. Users can protect their spouses for the same price as
themselves, and children for $25 a year, per child. Credit fraud and ID
theft on children is a major problem in the US, and it is growing every
day. The main problem with fraudulent activity using a child's identity
is that it is extremely difficult to detect in the early stages. It is
often only when your child applies for credit in his or her own right
(such as a college loan, for example), that they realise their identity
had been stolen and fraudulently used for many years. We were therefore
really impressed to see that LifeLock provides this service, tailored
specifically to the circumstances of a family with children.
Users also have access to a comprehensive online FAQ system and 'Answer
Center' where common questions about the service can be answered.
If you still need to talk to someone about your service, or your
particular concerns about your security, you can call the 24/7
freephone helpline in order to discuss your particular issue with an
adviser.
All in all, we were extremely impressed by the
service offered by LifeLock to its users. Not only does Lifelock employ
the most up to date techniques to ensure that your data is secure and
any potential instances of identity theft or fraud are dealt with
swiftly, before they become problems, they also provide users with
comprehensive customer service and a range of additional features. We
would certainly suggest giving LifeLock a go, and this is why we have
given this service our No. 1 review rating.
Click on the button below to check out LifeLock.com for yourself...
